5 Minute Free Budget Spreadsheet

While I’m a big fan of Mint.com and have used it for my budgeting for many years, it doesn’t let me project forward or perform what-if scenarios. What-if we take on a new car payment, or focus on paying off student loans before we pay off something else? This is where a budget spreadsheet can be handy.

But it can also be hard to know where to start. To that end, I have built you a Google Sheet that you can use to setup a 2 year projection in just a few minutes. Open it up, make a copy into your own Google Drive or download it to use with Excel or OpenOffice, and start putting in your numbers. The white cells are for you to edit, and the grey cells contain formulas. Note that the numbers in the white cells currently are just for example and should be deleted out.

Here are a few tips to make it even easier:

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Managing your finances in 5 minutes a day

Mint tea
Mint tea, which will take longer to make than managing your finances.

A lot of people struggle to build a budget, track their spending, and really manage their finances on a regular basis. Money becomes a constant, wearying worry, just distant enough to be too much effort to deal with, and also distant enough to be easily distracted from. But your personal, or even business, finances don’t have to be a lot of work! Today I’m going to show you how to build and maintain a budget in less than 5 minutes a day, and how to keep up with your finances so you know exactly what you have and where it’s going.

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